Embeddable insurance for financial institutions and risk bearing markets
Use our products to give your business balance sheet certainty by embedding our Insurance APIs into your transactions. Safeguard your business against the failures of your clients, partners or suppliers or speak to us today about our bespoke solutions.






How it works
We invest in your data and that of your industry to truly understand your risk position. This empowers us to see things traditional underwriters can’t and provide fit for purpose insurance embeddable within your value chain.
1.
Granular real-time data integration from your business and that of your industry
2.
Real Time Risk Management and Integration Mitigations supercharged by AI
3.
Insurance fit for purpose
4.
Embeddable into your day to day transactions

Insurance for
Payment
Institutions
Use our embeddable API insurance solutions specifically designed for the payments sector to protect your payment institution from the associated risks of your clients going insolvent.

Acquirer Chargeback Cover
Embed our Acquirer Chargeback Cover into your card processing rails and protect your business from chargebacks or equivalent payment consumer terms, relating to the failure of your travel and other delayed-delivery merchant clients. Cost effectively priced to be incorporated into existing MDR rates and designed to assist with managing your capital requirements with the major card brands.

Intelligent Risk Management Powered by AI
Benefit from best in class analysis to build insurance cover fit for your business and manageable at scale.

Card Issuing Settlement Cover
Use our Card Issuing Settlement Cover product to safeguard your issuing business against the risks of your clients going insolvent not settling against the rolling settlement terms made available to your clients
Get in touch with us today to learn more about our insurance products for payment institutions or discuss how we can build a bespoke solution for you.

Insurance for the
Travel Industry
As specialists in travel, use our innovative travel insurance products to protect your business, comply with package travel legislation in the UK and EU and access integrated travel associations.

Truly end-to-end financial failure insurance
• Failure of your business
• Failure of your supply chain including scheduled airline failure
• Protection for distribution and pipe line monies
• Traveller Repatriation

Travel Distribution Insurance
Insurance cover designed to support intermediaries, technology providers and large travel companies to ensure agents and suppliers trust working together. TDI protects both sides of the supply chain leaving each party protected against the failure of the other.

Bespoke Insurance Solutions
TMU has been specialists in servicing the travel industry for over 15 years, come talk to us about how we can build insurance cover to meet your specific needs.
Get in touch with us today to find out how you can meet the Package Travel Regulations and operate responsibly to satisfy trade bodies and merchant acquirer requirements.