Integrated insurance for financial institutions and risk-bearing markets
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TMU Management delivers intelligent embedded insurance solutions that protect and strengthen the financial infrastructure of travel companies, payment providers and FX brokers. Our products are designed to integrate seamlessly into existing systems, supporting compliance, reducing exposure and enhancing resilience.
We do more than insure transactions. We embed confidence across your entire value chain.
Our approach is driven by expertise and insight. TMU works in partnership with clients to design tailored insurance cover aligned with regulatory obligations, operational models and commercial priorities. From chargeback liability and pipeline funds protection to FX settlement risk, we help future-proof how you operate. Our insurance is never off-the-shelf. It is customised, strategic and built to perform in real time.
TMU Management safeguards pipeline funds, supports repatriation and provides cover that meets the requirements of merchant acquirers and regulators. We look beyond the obvious exposures, working with you to identify and address the weak points others may overlook.
Whether you are a tour operator, OTA, travel group, airline, cruise line or any company within the travel industry, our embedded solutions are designed to protect your operations and safeguard your reputation.
Payment providers and acquiring banks require protection that keeps pace with high-volume, high-risk environments. TMU’s Acquirer Chargeback Insurance is designed specifically to mitigate losses arising from merchant insolvency-related chargebacks.
This policy embeds directly into card processing infrastructure and merchant discount rates, delivering real-time protection that scales with your operations.
TMU Management delivers settlement risk cover for FX brokers exposed to client non-performance in SPOT, Forward, and Derivative trades. Our solution protects against financial loss when clients fail to settle and market movements turn against the hedged position.
Built for high-speed, high-exposure markets, our cover gives brokers the security to trade with confidence, even in volatile conditions.
At TMU Management, we go beyond traditional insurance by embedding intelligent risk solutions directly into operations. That is why leading travel companies, payment providers and FX brokers trust us:
TMU Management supports travel companies of all kinds, payment providers and FX brokers with embedded risk solutions that deliver real-time protection. From pipeline fund security to settlement risk cover, our clients operate with the assurance that their exposures are managed effectively.
Our solutions are scalable, resilient and built for fast-moving markets.
Our work spans industries where credit risk is complex and fast-moving. From protecting travel businesses against pipeline fund exposure, to helping payment providers reduce chargeback risk, to enabling FX brokers to manage settlement risk, TMU delivers solutions that safeguard revenues and strengthen resilience.
Each case demonstrates our ability to design tailored cover that meets sector-specific challenges and supports long-term growth.
Stay ahead with TMU Management's latest updates, expert analysis and industry insights. Discover how shifting risks, regulations and innovation are shaping the future of embedded insurance.
If you need insurance that reflects how your business really works, TMU Management is here to help. Our team will assess your challenges, understand your exposures and design a bespoke solution that fits your strategy.
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